Last week, a car accident sent two people to the hospital according to a report by WKYT. The news report states that Lexington police were investigating the crash that occurred at the intersection of Nicholasville Road and Jesselin Drive. It appears that the driver of a black vehicle ran the red light at the intersection and collided with a white SUV. Both drivers had to be cut from their vehicles.

One witness said that the crash was so loud that he thought a car had hit a building. Investigators had not filed any charges but believe that the car that ran the red light may have been stolen.

Who Pays for Damages?

If the car that was stolen was the cause of the accident, filing an accident claim could be difficult. Without knowing the facts of the case, it is impossible to know what parties are involved and what insurance coverage is available. However, it is clear that when an unusual circumstance is involved, it is best to contact a Louisville car accident attorney as soon as possible.

An attorney can conduct an independent investigation to determine who is liable for your damages. The police are investigating the accident to determine if criminal charges are warranted. The police are not investigating the accident to determine who is liable for damages or to identify evidence an accident victim can use to prove fault and collect compensation. A Louisville car accident attorney can identify the parties who are at fault and gather evidence to prove fault. Proving fault is crucial in a car accident case.

Insurance Companies Work to Deny Claims

To receive compensation for your injuries, you must prove that the other party caused the accident and you sustained injuries as a result of the accident.  If you cannot prove the other driver is at fault, you cannot recover compensation from that driver’s insurance company. Some car accident cases are simple, and fault is easy to determine.

For example, if a car turns in front of you or another car rear-ends your vehicle, proving fault may be much easier than if you are involved in a multi-vehicle accident or an accident where the right of way is in question. Insurance companies search for ways to deny claims or to pay as little as possible to settle a claim.

One way insurance companies deny claims is to dispute fault. If the insurance company can prove you were even partially at fault for the accident, it can lower the amount of money it must pay to settle your claim. The insurance company has a team of professionals working to protect its best interest, including investigators, adjusters, and attorneys. You deserve to have a legal team on your side working to protect your best interest and your right to receive full compensation for your injuries.

Call Our Louisville Personal Injury Attorneys for Help

Our Louisville personal injury attorneys want to help you with your accident claim. We offer free consultations and case evaluations, so you can get answers to your questions and discuss your options for recovering compensation.

Contact the Louisville personal injury attorneys Shelton Law Group by calling 1-888-761-7204 or by using our online contact form.