Have you ever wondered how a Louisville car accident could change your life? Even a minor fender bender can cause several weeks or months of frustration, and it can cost several thousands of dollars. For some people, a car accident can have a significant impact on their future. In many cases, injuries can be life-altering. Below are ways that a car accident can change your life:
Life Without a Vehicle
Even if the damage to your vehicle does not prevent you from driving your vehicle, you will spend time having the damage inspected and repaired. For some people, the damage to their vehicle makes the vehicle inoperable. Therefore, they must figure out a way to get the kids to school, go to work, and run errands. You don’t realize how often you jump in your car and go until there is no car in the driveway.
If you are in a car accident, you must report the accident to the police. The police officer talks to both drivers and any witnesses before deciding regarding fault. This is a quick determination and may not always be correct. However, the police officer can issue a traffic ticket to either driver based on his determination.
Higher Insurance Rates
If you caused the traffic accident, your insurance rates are likely to increase. You may pay an increased premium for several years depending on the severity of the accident and your insurance company.
Drain on Your Time
Dealing with the aftermath of a car accident can be time-consuming. Getting your car fixed and going to doctor’s visits means time away from work and daily tasks. You will also be dealing with an insurance adjuster who gives you the run-around while you are trying to find evidence to prove the other driver is at fault for the collision.
Costs to Repair or Replace Your Vehicle
If the collision was your fault, you might be responsible for paying to replace or repair your vehicle out of pocket. Even if the other driver is at fault, his insurance company may deny the claim leaving you to figure out a way to pay for a new vehicle or pay the repair bill while you fight with the insurance company for the other driver.
Potential Legal Battle
If the insurance company for the other driver refuses to negotiate a fair and just settlement for your accident claim, you may be forced to file a personal injury lawsuit. A lawsuit can take up to a year or more to settle. While your attorney is fighting in court, your costs continue to mount without any relief. Insurance companies understand this fact and take advantage of some people who need money to settle for a small fraction of what the claim is actually worth.
Call a Louisville Car Accident Attorney for Help
Next week, we will discuss the physical and emotional impact a car accident can have on your life. One of the best ways to protect your future when injured in a car wreck is to consult with an experienced Louisville car accident attorney.
Call the Shelton Law Group at 1-888-761-7204 or use the online contact form on our website to contact a Louisville car accident attorney. Our law firm offers free legal consultations and free, no-obligation case evaluations for accident victims and their families in the greater Louisville and Lexington areas.