The State of Kentucky requires a minimum amount of auto insurance be carried by drivers:
- $25,000 (This is the maximum amount per person paid for bodily injury injuries)
- $50,000 (This the total amount paid by the policy for all bodily injury to all persons. Therefore if several people are injured, those who file first would receive payment as defined above, and once the total payment was reached, the remaining parties must pursue the policyholder for any sums over these amounts.)
- $10,000 (This is the total amount paid for property damage)
It is a criminal offense not to carry the state minimum. Most throughout the state will often carry insurance that goes above and beyond these numbers.
The insurance companies collect large amounts of money through premiums. However, it’s not always as easy to get them to pay the correct amount of compensation after an accident.
Here are some tips for recovering the most compensation from an insurance company.
1. Keep Calm and Don’t Panic
After an accident, it’s easy to panic, to be angry, and to do or say things in the heat of the moment. You need to keep a calm head, and take charge of the situation. Call in the emergency to police, and if there are injuries, make sure they’re aware of that right away.
2. Collect Evidence
Were you injured? If so, your medical records will be an important piece of evidence. You can never collect too much evidence: pictures of the accident scene, photos of the damage to your vehicle, witnesses’ names and phone numbers. Your attorney will tell you what evidence he can use.
3. Don’t Waste Time!
With every tick of the clock, evidence diminishes! If you leave the scene without photos, the evidence may disappear. Take photos of the scene before you pull over t o the side of the road.
4. Understand ALL of Your Damages!
Your body and your car may not be the only things damaged in an accident. Were any valuables inside the car damaged? Did you have to miss work because of the accident? Did you have to rent a car?
5. Hire an Attorney That Will Work For You
We are an experienced law firm that can help with just this type of accident.
The Louisville, Kentucky based Shelton Law Group is highly qualified to assist you if you or your loved one has been negligently injured. John R. Shelton of the Shelton Law Group is a Member of the Million & Multi-Million Dollar Advocates Forums as well as the American Association for Justice. The Shelton Law Group represents clients throughout the Commonwealth of Kentucky and the State of Tennessee, including the following Kentucky counties: Jefferson, Oldham, Shelby, Taylor, Bullitt, Nelson, Fayette, Warren, McCracken, Pike, Floyd, Boone and Campbell Counties. We will work tirelessly for you until your case is complete. Shelton Law Group’s winning track record of hundreds of successes and millions recovered will provide you with the confidence you need in your fight for your legal rights. We will finance your legal battle. You only pay us if we win. That’s because we work on a contingency fee basis. We believe this is the fairest approach. Why should you pay for something that doesn’t benefit you? Contact the Shelton Law Group today. Call 888-761-7204 to speak with a lawyer for free today. At the Shelton Law Group – we take your case personally.
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